Pet & Renters Insurance with Real Support

Pet insurance is a health coverage plan that helps pet owners manage the cost of veterinary care by reimbursing a portion of medical expenses when your dog or cat gets sick or injured. When your pet needs treatment, you pay the vet bill upfront, submit a claim, and Kanguro reimburses you based on your plan. Without pet insurance, owners can spend between $28,000–$34,000 on a single pet's medical care over their lifetime. With the right coverage, unexpected vet bills don't have to break the bank.

Renters insurance is a type of insurance policy designed for tenants that covers three key areas: personal belongings, personal liability, and additional living expenses. If your rental unit is damaged by a covered event — such as fire, theft, or certain natural disasters — your renters insurance policy helps pay for losses and temporary housing. Keep in mind that standard renters insurance typically does not cover floods, earthquakes, or hurricanes. Kanguro offers renters insurance in Florida, Georgia, and Texas.

Pet Insurance — Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Missouri, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington D.C., and Illinois.

Renters Insurance — Florida, Georgia, and Texas.

We're continuously expanding, so check back to see if Kanguro is available in your state soon.

No. Kanguro pet insurance does not cover pre-existing conditions. Coverage applies to new accidents and illnesses that occur after the waiting period has passed.

Kanguro offers reimbursement rates of 70%, 80%, or 90% for covered claims. Annual limits range from $5,000 to unlimited depending on the plan selected.

Yes. Kanguro accepts all certified veterinarians and clinics in the states where it is authorized to offer coverage. There is no restricted network.

Yes. The Kanguro app is available on the Apple App Store and Google Play Store. You can use it to manage your policy, submit claims, and track claim status in real time.

Kanguro offers three plans: Essential Care (accidents and illness), Premier Care+ (accidents, illness, and wellness), and Early Years Care+ (designed for puppies). All plans include reimbursement rates of 70% to 90%, deductibles from $200 to $1,000, annual limits from $5,000 to unlimited, and unlimited 24/7 Televet access.

Kanguro offers reimbursement rates up to 90%, unlimited annual limits, no network restrictions, and bilingual support in English and Spanish. For a detailed comparison visit kanguroseguro.com/pet-insurance-comparison.