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10 Hilarious Reasons Why You Need Renters Insurance

Feb 27

2 min read

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When we think about insurance, the word “fun” probably isn’t the first thing that comes to mind. But here are 10 funny (yet very real) reasons why you need renters insurance.


Surprised couple at home, thinking about insurance
No Renters Insurance? What a Crazy Idea!

After reading these, you’ll be running to protect your home:


  1. When we think about insurance, the word “fun” probably isn’t the first thing that comes to mind. But here are 10 funny (yet very real) reasons why you need renters insurance. After reading these, you’ll be running to protect your home.

    • Your neighbor thinks they’re a professional chef (and fails)

    That “charred pizza” smell is not part of the gourmet menu. Accidents in your neighbor’s kitchen could end up affecting your home. Better be prepared.


    2. The neighbor’s dog thinks your living room is its playground

    It’s hard to explain why your sofa has tooth marks. Renters insurance can cover damages caused by other people’s pets.


    3. Gravity doesn’t forgive your precious belongings

    When you try to hang that “perfect” painting and it ends up breaking your glass table… well, it’s good to have coverage.


    4. Your roommate decides to “fix” the pipe

    Spoiler: they made it worse. Renters insurance can help if your stuff gets damaged by water.


    5. The day you forgot to close the window and the storm of the century hits

    Your living room turns into a lake and your devices are floating. Don’t worry, your insurance has got you covered.


    6. The pet with an artistic soul

    Your cat decided to redecorate the curtains and the carpet. If the damage is severe, renters insurance might be the hero you need.


    7. The party that got out of control (oops)

    That spilled glass of wine on the sofa is just the beginning. Liability coverage is your best friend.


    8. Neighbors with a DJ vocation at 3 AM

    The booming speakers could cause vibrations that break something in your home. Yes, there’s coverage for that.


    9. The day you lost your keys (again)

    Renters insurance can also help with some costs related to lock changes. How cool is that?


    10. Because life always has unexpected twists

    From theft to natural disasters, don’t underestimate the universe’s creativity in surprising you.





Don’t wait! Protect your home and belongings with Rent n’ Chill. See how easy it is to be covered against any unexpected situation. Get a quote now and live worry-free!


Protect your home, but do it with style. Forget boring insurance and trust Rent n’ Chill to always have you covered, no hassle! Ready to laugh at life (and be prepared for it)?








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Kanguro Insurance is a registered trademark property of Kanguro Insurance LLC. The information contained in this website is for illustrative purposes and coverage under any pet insurance and renters insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions (including pre-existing conditions), and terms of the policy documentation issued by the insurer. Coverage is subject to underwriting and approval, and may not be available for all risks or in all states. Rates and discounts vary, they are determined by many factors and are subject to change. Accident and illness coverages and the preventive and wellness plan and the renters insurance coverage is administered by Kanguro Insurance LLC as a managing general agent with offices at 1800 SW 1st Ave. Suite 407. Miami, FL 33129 and underwritten by Cimarron Insurance Company with offices in 7301 Carmel Executive Park Dr #102, Charlotte, NC 28226

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