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What Does Pet Insurance Cover and What Doesn’t It Cover?

3 days ago

2 min read

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Veterinarian explaining what pet insurance covers
 Pet insurance coverage and exclusions with Kanguro

Hi, I’m Maria, Kanguro’s Veterinarian Nurse, and today I want to clear up a common question many pet owners have: What does pet insurance cover, and what doesn’t it cover? Knowing this will help you make better decisions to protect your furry friend and avoid unpleasant surprises.


What Kanguro Pet Insurance Covers

Our pet insurance is designed to give you peace of mind when the unexpected happens.


Here’s what we do cover:

  • Veterinary emergencies: From fractures to poisonings.

  • Routine consultations: Including general check-ups and health exams.

  • Vaccinations: To protect your pet from common diseases.

  • Preventive medication: Such as treatments for fleas, ticks, and heartworms.

  • Diagnostic tests: Including X-rays, ultrasounds, and bloodwork.

  • 24/7 Televet assistance: Talk to a veterinarian in under 30 seconds.

  • Quick reimbursements: Submit claims easily through our app.


What Pet Insurance Doesn’t Cover

It’s important to know that some common exclusions apply:

  • Pre-existing conditions: Illnesses or injuries diagnosed before purchasing the insurance.

  • Congenital or hereditary problems: That manifested before coverage.

  • Cosmetic care: Such as haircuts or purely cosmetic dental cleaning.

  • Specialized food: Prescribed diets unless part of a medical treatment.

  • Behavioral issues: Unless related to medical conditions.

  • Non-veterinary services: Such as boarding or daycare.


Why Choose Kanguro?

At Kanguro, we want you to have peace of mind knowing your pet is protected:

  • Plans tailored to your needs: From prevention to emergencies.

  • Exclusive discounts: 10% at Roam Pets and benefits with Woofgang Bakery.

  • 24/7 Televet: Always ready to help.


Maria’s Tip: Keep your pet’s vaccinations and preventive check-ups up to date to avoid complications.


If you have questions about how to better protect your pet, I’m here to help.




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Kanguro Insurance is a registered trademark property of Kanguro Insurance LLC. The information contained in this website is for illustrative purposes and coverage under any pet insurance and renters insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions (including pre-existing conditions), and terms of the policy documentation issued by the insurer. Coverage is subject to underwriting and approval, and may not be available for all risks or in all states. Rates and discounts vary, they are determined by many factors and are subject to change. Accident and illness coverages and the preventive and wellness plan and the renters insurance coverage is administered by Kanguro Insurance LLC as a managing general agent with offices at 1800 SW 1st Ave. Suite 407. Miami, FL 33129 and underwritten by Cimarron Insurance Company with offices in 7301 Carmel Executive Park Dr #102, Charlotte, NC 28226

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