What to Do If Your Apartment Is Robbed and You Don't Have Insurance

Practical Steps to Handle a Break-In Without Renters Insurance

Finding out that your apartment has been robbed is overwhelming—especially if you don’t have insurance. But all is not lost. In this blog, I’ll guide you through key steps to protect yourself and recover what you can after a break-in.

What to Do Immediately After the Robbery

1. Stay Calm and Don’t Touch Anything

Your safety is the priority. Make sure the intruder is no longer in your home before entering. Don’t move or clean anything; it could disrupt crucial evidence.

2. Call the Police

Report the incident immediately. Provide a detailed account and make a preliminary list of stolen items. Request a copy of the police report, as it will be essential for future procedures.

3. Inform Your Building Manager

Notify the building management about the break-in. Ask if security cameras captured anything or if there were previous incidents of theft.

How to Try Recovering Your Belongings

4. Check Resale Platforms

Monitor websites like Marketplace, Craigslist, or local pawn shops. Thieves often try to sell stolen items quickly.

5. Talk to Your Neighbors

They may have seen suspicious activity. Gathering their information can be key to finding leads.

How to Protect Yourself in the Future

1. Change Locks and Strengthen Security

Install high-security locks and consider surveillance cameras or smart alarms.

2. Consider Renters Insurance

Renters insurance can help you recover the value of your belongings in cases of theft, fires, and other incidents. At Kanguro Rent n' Chill, we make getting insurance quick and easy.

Facing a robbery without insurance can be challenging, but following these steps can help you move forward. And remember, prevention is always better than regret: protect your home with renters insurance.